How Long Do I Have to File a Claim in Nevada?
When you’ve been in an accident, sometimes the last thing you want to do is file a claim. It’s normal to have questions about what compensation is available to you, and how the accident will affect your policy or rates. It’s always a good idea to get in touch with a licensed personal injury attorney […]
When you’ve been in an accident, sometimes the last thing you want to do is file a claim. It’s normal to have questions about what compensation is available to you, and how the accident will affect your policy or rates. It’s always a good idea to get in touch with a licensed personal injury attorney before contacting your insurance company to determine the best course of action for your case – adjusters often try to save their insurance company money and might not necessarily make fair compensation their primary concern.
The sooner you file a claim, the better
In most cases it’s best to start the process right away. If you’re unsure about whether you have a case or not, it’s best to speak to a qualified personal injury attorney. Remember that most personal injury attorneys won’t charge you anything for a consultation, and many do not take payment unless you win your case.
Insurance companies each have their own internal policies about how long you have to file a claim with them. Your insurance company should be able to tell you how much time you have to file a claim, but if you’re having trouble finding this information, it’s smart to become familiar with your state’s statute of limitations.
When is the deadline to file a claim in Nevada?
If you suffer personal injuries or property damage (or both) in a motor vehicle accident, you have two years to file a car accident lawsuit in Nevada. (You can find this law at Nevada Revised Statutes section 11.190.)
The two-year “clock” starts to run on the day of the accident. For instance, if your accident occurs on March 1, 2014, you must file a lawsuit before March 1, 2016 in order to have your case heard by the court. If your lawsuit isn’t filed in time, it will probably be thrown out. This rule is known as the “statute of limitations,” and it’s pretty unforgiving.
More time means more options
If your case necessitates it, or if you’re unhappy with your insurance company’s claim negotiation process, contacting an attorney right away will give you more time to take legal action. The longer you wait, the more hazy the details of the accident might become, and the likelihood of the insurance company refuting your claim will increase. Your personal injury attorney will know how to best navigate the claims process.
If you or someone you know has been in an accident, and would like more information about your options, contact The Bourassa Law Group at 702.851.2180 for a free consultation.